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The market letter · Oct 5, 2026 · 3 min read

Is Your Lathrop Home Worth LessThan It Was a Year Ago?

David Torres · every number checked

If you bought in Lathrop a couple of years ago, or you've been sitting on the idea of selling, you've probably heard enough chatter to wonder whether your house is worth less than it was last year. It's a fair question, and the sold data over the twelve weeks ending October 4, 2026 answers it plainly: yes, prices came down.

The median sold price in Lathrop was $661,983 for the period. A year earlier, over the same twelve-week stretch, it was $716,463. That's a real drop, not noise, and the sample behind it is solid on both ends.

It isn't just the closed sales that moved. The median list price in Lathrop over the same period was $697,730, meaning sellers are asking a bit above where homes are actually trading. That gap is the clearest sign of where the market's head is right now: pricing has slipped faster than some sellers have adjusted to.

Homes sold
96
114 A year ago

homes sold in 95330, twelve weeks ending October 4, 2026

Twelve weeks ending October 4, 2026

Three numbers moved togetherThis period
143
homes for sale
90
new listings
60d
days to pending

Fewer homes changed hands too. Lathrop saw 96 homes sold in the twelve-week window, down from 114 over the same period a year earlier. That's a meaningful pullback in activity alongside the price drop, not just a quieter corner of a steady market.

Some things didn't move enough to call a trend, and it's worth being straight about that. The time it typically took a Lathrop listing to go to pending sat at 60 days this period. Homes that did sell in Lathrop were going for about 99% of list price on average. Neither of those numbers moved by enough, statistically, to say the pace of the market or sellers' negotiating leverage has shifted. The story this period is about price and volume, not speed.

There's no complication to report here. Every signal in Lathrop points the same direction this period: sold prices down, closed volume down, list prices still sitting a notch above where deals are actually landing. When everything lines up like that, the agreement is itself worth noting, because it means this isn't one soft comparison dragging down an otherwise fine market.

What does that look like if you're the one living it? A seller who lists at last year's price in Lathrop is likely to sit and negotiate, because buyers can point to $661,983 as the real number now on the table. A buyer in Lathrop has more room than they did a year ago, with competition for any given house thinner than it was. Lathrop currently has 143 homes sitting in inventory. New listings in Lathrop ran to 90 over the period. Roughly 23% of Lathrop sales still closed above asking, so it isn't a buyer's market across the board, but it's no longer the seller's game it was.

If you're thinking about listing, the honest move right now is to price to where Lathrop actually is, not where it was last fall. If you're a buyer, there's more negotiating room in Lathrop than there's been in a while.

What would change this read: if the next period's sold prices in Lathrop stop falling, or if the gap between list and sold prices in Lathrop starts closing instead of widening, that's the sign this softening has found its floor. Until then, treat the current numbers as the real market, not a blip.

This data comes from MLS sold records for Lathrop. If you want to know what your specific house would sell for in today's market, rather than last year's, that's a conversation worth having.

Market numbers are believed accurate but not guaranteed; verify anything important independently. If a number isn't solid, it's left out instead of guessed.

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David Torres
Broker Associate at Real Broker · (209) 831-0913 · realtor@davidtorresjr.com
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David Torres is a licensed real estate agent with Broker Associate at Real Broker (Lic. #DRE# 01944033). Market numbers are believed accurate but not guaranteed; verify anything important independently. Nothing on this site is an appraisal or a promise of value. If your home is already listed with another broker, this is not a solicitation.
© 2026 Broker Associate at Real Broker · Serving Lathrop, CAEQUAL HOUSING OPPORTUNITYREALTOR®Broker Associate at Real Broker